One out of every three Americans will get into a car accident, many of whom would be unable to repay the resulting debt without car insurance.
Car accidents are more likely than one might expect; they can occur due to poor road conditions, an intoxicated driver, an inexperienced driver, mechanical failure, or just bad luck in general. People fail to realize how incredibly expensive even the most minor collisions can be, due to the exorbitant prices most mechanics charge. The price to fix a âfender benderâ can run anywhere from five hundred to three thousand dollars, depending on the car insurance given to the carâs owner. Often, it may not even be worth it to the insurance provider to even pay to fix the car and they will just title the car âtotaled.â
When a car is totaled, the driver receives a check for however much his or her car is worth and the broken car is taken to a junkyard. Thus, every driver should take it upon themselves to learn as much about their insurance provider as possible, else they may not have enough coverage to fix even minor collision damage. It is ultimately up to the driver, not the insurer, to make sure he or she is with the correct provider.
We’d like to thank Mr Mark Paton on this great contribution to our website.
More info: http://en.wikipedia.org/wiki/Vehicle_insurance
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